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Employee Benefits May Include the following:

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401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts (FSAs), Health Savings Account (HSA), Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc…

Company YBR Benefits Center Phone Number: 1-800-682-8788

Outside the United States, Puerto Rico, or Canada Phone Number: 1-847-883-2076

Financial Education Center: 1-866-437-3375 (1-866-HFS-DESK)

Company Summary:

Cummins is an American Fortune 500 corporation that designs, manufactures, and distributes engines, filtration, and power generation products.  They also provide service to engines and related equipment, which includes fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.  Their headquarters are located in Columbus, Indiana.  They were founded in 1919 and is employing close to 60,000 people.  The employees enjoy 401k which the company matches 50% up to 6%.  They also enjoy health, dental, flexible spending account, vision, health savings account, life insurance, among so many other enjoyable benefits.

Quick Summary of Possible Benefits:

  • Medical
  • Prescription
  • Dental
  • Vision
  • 401K Retirement Savings Plan
  • Health Savings Account – HSA
  • Profit Sharing
  • Medical/Dental/Life Insurance
  • Flexible Spending Account – FSA
  • Pension Plan
  • Long-Term Disability (LTD)
  • Short-Term Disability (STD)/Salary Continuation
  • Employee Stock Purchase Plan
  • Basic Life and Accidental Death and Dismemberment (AD&D) Insurance
  • Optional Employee Life Insurance

Additional Perks / Benefits :

  • The Employee Assistance Program (EAP)
    • Allowed Up to eight face-to-face visits per issue, per year, at no cost to you
    • The Counselors are available 24 hours a day, 7 days a week, 365 days per year
    • Both clinical and non-clinical services are provided, including consultations and referrals for family services, health and wellness, emotional well-being and daily living
    • Online services such as interactive physical and emotional health assessments, resource articles and “best of the Web” links
  • Development Programs
    • Global Engineering
    • Finance
    • Manufacturing
    • Marketing and Sales
  • Wellness
  • Education
  • Additional Resources

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details. You may also visit the link(s) provided below for more information and verification.”

Current employees and retirees of Cummins can access resources to manage their benefits, health tools and more. Access MY BENEFITS RESOURCES (YBR) to manage your personal benefits and perform other related transactions.

Your Benefits Resources (YBR) Website:

The YBR Web site is available 24 hours a day, seven days a week.

YBR provides information, tools and calculators to
help you:

  • Learn how your benefit plans work.
  • Understand the expenses and services that your options cover.
  • Build your own medical plan, selecting from various coverage options.
  • Compare health care and insurance options.
  • Estimate your out-of-pocket costs for your medical options.
  • Search for doctors, dentists, and eye doctors online using the criteria you enter.
  • Choose or change your beneficiary(ies).
  • Estimate your need for:
    • Life and long-term disability insurance coverage; and
    • A health care and/or dependent care spending account.
  • Get answers to questions about your benefits. Use the “Contact Us” link on the site to send a secure question to a Customer Service Representative.

Information on your health and welfare, 401(k), pension and FSA benefits. For example:

Health and welfare

  • View your current health and welfare benefits coverage
  • Make enrollment decisions


  • View your current 401(k) balance and change contributions
  • Make fund transfer and investment election changes


  • If you are eligible for a pension benefit:
    • View your pension information
    • Project your pension income
    • Start your pension
    • Make beneficiary designations and changes (if applicable)


  • Manage your FSA(s)

General Tasks:

  • Request a new User ID and password or change your existing User ID and password
  • Learn more about your benefits
  • Review, add or change your dependent or beneficiary information on file (if applicable)
  • Understand how a Life Event may affect your benefits

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details.”

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 Manage Your Benefits Resources | YBR | Cummins Employee Account

Current Employees – Login / Sign in:

  • Go to the following webpage:
  • Provide your: User ID & Password
  • Click on the button titled: Log On

New Employees – Register / Enroll:

  • Go to the following webpage:
  • Find and click on the link titled: Are you a new user?
  • Enter Your Personal Identification Information: Last 4 Digits of your SSN & Date of Birth
  • Click on the button titled: Continue
  • Look for the “Completed Successfully” message to be sure your enrollment is complete. If you need help, Customer Service Representatives can answer your questions or help you enroll at the phone number provided at the beginning of this article.

New / Current Employees – Access to MyWellBeing:

  • Go to the following webpage:
  • Find and click on the link you need.


If you enroll within your first 31 days of hire, your coverage becomes effective on your first day. If you do not enroll within your first 31 days of hire, you will need to wait to enroll until the next annual open enrollment, unless you experience a qualified coverage change event (new baby, marriage, divorce, etc.). Go to Your Benefit Resources to enroll. See above.

Other helpful links:


Awards for Cummins:

  • Named 21st in Forbes magazine’s list of the Top 25 Employers in America – 2015
  • Named one of the Top 50 companies for Diversity by DiversityInc magazine for the ninth consecutive year – 2015
  • Cummins was again named one of the World’s Most Ethical Companies by the Ethisphere Institute – 2014