Employee Benefits May Include the following:

401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts (FSAs), Health Savings Account (HSA), Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc…

Company YBR Benefits Center Phone Number: 1-800-847-0615 – HSBC Benefits Center or Call: 1-847-883-1215 if calling from outside the United States, Puerto Rico, or Canada

Company Summary:

The history of HSBC dates back to 1865 in Hong Kong. This is when the Hongkong and Shanghai Bank was founded by Scotsman Thomas Sutherland. The bank’s name is made up of the initials of The Hongkong and Shanghai Banking Corporation Limited. The red and white hexagon symbol was developed from the bank’s original house flag which was in turn based on the cross of St Andrew.

Benefits Package Information for HSBC Employees

  • 401(k) Retirement Plan
  • Critical Illness
  • Group Income Protection
  • Life Assurance
  • Personal Accident Cover
  • Retirement Savings
  • Dental
  • Medical
  • Vision
  • Insurance
  • Healthcare Plan
  • Employee Share Plans

Additional Perks / Benefits :

  • Car Breakdown
  • Carbon Offsetting
  • Charity Donations
  • Childcare
  • Cycle2Work
  • Fitness Club
  • Retail Vouchers

Employee Networks :

HSBC diversity and inclusion clubs or programs. They focus on gender, age, ethnicity, LGBT+, faith, working parents and carers, and ability.

  • Ability – This is dedicated to leveraging the diverse skills and abilities of employees and carers of individuals with both visible and hidden physical and mental health challenges.
  • Balance – This supports the recruitment, development, advancement and engagement of a gender-balanced workforce within HSBC.
  • Embrace – This is for ethnicity and race helps us attract, retain and engage a more diverse range of talent, and educates on embracing inclusion to support a more ethnically diverse and multicultural workforce.
  • Faith – This has five employee resource groups which promote tolerance and respect for all faiths and advocates the benefits of a diverse and inclusive workforce.
  • Generations – This assists HSBC goals by promoting cross-generational understanding, cooperation, networking, mentoring and facilitation of knowledge transfer.
  • Nurture – This is for Working Parents and Carers supports a family-friendly approach across HSBC through educational activities, sharing expertise, and promoting the benefits of a family diverse workforce.
  • Pride – This supports an inclusive environment for Lesbian, Gay, Bisexual, Transgender and other non-mainstream groups on the spectrums of sexual orientation and gender identity (LGBT+).

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details. You may also visit the link(s) provided below for more information and verification.”




Current employees and retirees of HSBC can access resources to manage their benefits, health tools and more. Access FOR YOUR BENEFIT (FYB) to manage your personal benefits and perform other related transactions.

HSBC Benefits Resource Center:

The will provide answers to your health and welfare, FSA, 401(k) and additional questions. For example:

Health and welfare

  • Take care of a unique health and welfare benefits issue
  • Resolve an issue that you have not been able to solve on your own
  • Notify the company if you or your eligible dependent(s) are or will become Medicare-eligible due to a disability


  • Manage your FSA(s), such as getting your balance(s) and learning what qualifies as an eligible expense along with checking the status of your claims


  • Manage your 401(k), including making transactions

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details.”

Your Benefits Resources (YBR) Website:

The YBR Web site is available 24 hours a day, seven days
a week.

YBR provides information, tools and calculators to
help you:

  • Learn how your benefit plans work.
  • Understand the expenses and services that your options cover.
  • Build your own medical plan, selecting from various coverage options.
  • Compare health care and insurance options.
  • Estimate your out-of-pocket costs for your medical options.
  • Search for doctors, dentists, and eye doctors online using the criteria you enter.
  • Choose or change your beneficiary(ies).
  • Estimate your need for:
    • Life and long-term disability insurance coverage; and
    • A health care and/or dependent care spending account.
  • Get answers to questions about your benefits. Use the “Contact Us” link on the site to send a secure question to a Customer Service Representative.

Information on your health and welfare, 401(k), pension and FSA benefits. For example:

Health and welfare

  • View your current health and welfare benefits coverage
  • Make enrollment decisions


  • View your current 401(k) balance and change contributions
  • Make fund transfer and investment election changes


  • If you are eligible for a pension benefit:
    • View your pension information
    • Project your pension income
    • Start your pension
    • Make beneficiary designations and changes (if applicable)


  • Manage your FSA(s)

General Tasks:

  • Request a new User ID and password or change your existing User ID and password
  • Learn more about your benefits
  • Review, add or change your dependent or beneficiary information on file (if applicable)
  • Understand how a Life Event may affect your benefits

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details.”

 Manage Your Benefits Resources | YBR | HSBC Employee Account

Current Employees – Login / Sign in:

  • Go to the following webpage: www.yourbenefitsresources.com/hsbc
  • Provide your: User ID & Password
  • Click on the button titled: Log On

New Employees – Register / Enroll:

  • Go to the following webpage: https://www.yourbenefitsresources.com/hsbc
  • Find and click on the link titled: Are you a new user?
  • Enter Your Personal Identification Information: Last 4 Digits of your SSN & Date of Birth
  • Click on the button titled: Continue
  • Look for the “Completed Successfully” message to be sure your enrollment is complete. If you need help, Customer Service Representatives can answer your questions or help you enroll at the phone number provided at the beginning of this article.


If you enroll within your first 31 days of hire, your coverage becomes effective on your first day. If you do not enroll within your first 31 days of hire, you will need to wait to enroll until the next annual open enrollment, unless you experience a qualified coverage change event (new baby, marriage, divorce, etc.). Go to Your Benefit Resources to enroll. See above.

Other helpful links:

HSBC Awards:

  • Stonewall Top Global Employer 2015, 2016, 2017 and 2019
  • Company of the Year at the European Diversity Awards 2017
  • HSBC employees are recognized in the Financial Times’ most recent OUTstanding (LGBT+), Empower (ethnicity) and HERoes (gender) lists
  • 2019 – five HSBC employees from Argentina, China and the UK were named in the 2019 ‘HERoes’ lists in recognition of their efforts to champion women in business.

Other Guides: