Employee Benefits May Include the following:

401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts (FSAs), Health Savings Account (HSA), Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc…

Company YBR Benefits Center Phone Number:

+1 888-251-2500

Monday-Friday, 9 a.m. and 7 p.m. Eastern Time

+1 646-254-3465

Outside the United States, Puerto Rico, or Canada

Company Summary:

UBS Group AG is a Swiss multinational investment bank and financial services company that started and is based in Switzerland.  Co-headquartered in cities of Zurich and Basel, UBS maintains a presence in many major financial centers as the biggest name in Swiss banking institution in the world. The bank has their largest positions in the Americas, EMEA, and Asia Pacific, which make it a systemically imperative financial institution within the broader economy of Europe.

UBS was officially founded in April of 1862 as the Bank in Winterthur together with the beginning of the Swiss banking industry.  It was in the 1890s when the Swiss Bank Corporation was established and formed a private banking organization that expanded guided by Switzerland’s international neutrality.  The Bank of Winterthur soon merged with Toggenburger Bank to create the Union Bank of Switzerland (UBS) and soon grew fast after the Banking Law of 1934 codified Swiss banking secrecy.  

Although the organization’s new name was supposedly the “United Bank of Switzerland,” the bank’s officials chose to simply call it UBS due to a contradiction with another Swiss company United Bank Switzerland.  As finalized, UBS is no longer an acronym but is the actual brand.  The logo of three keys stands for confidence, security, and discretion.  

UBS has a major presence in the US with their headquarters located in New York City, while the Weehawken, New Jersey location is for private wealth management advisory.  The office in Stamford, Connecticut is intended for sales and trading, and private wealth management.

Quick Summary of Benefits:

As of 2019, they have a record of 34,000 employees in their organization.  Their employees may join in a wide selection of benefit programs as soon as they become eligible.  They may be eligible to the following benefits once they are qualified:

  • Physical
    • Dental Plan
    • Vision Plans
    • Gympass
    • Flu Vaccinations
    • Fertility Benefit
    • Tobacco Cessation Program
    • Alight Healthcare Navigation
    • Hospital Indemnity Insurance
    • Consumer Directed Health Plan (CDHP)
  • Social
    • Milk Stork
    • Family Leave
    • Parental Leave
    • WINFertility
    • Fertility Benefit
    • Emergency/Back up Child Care
    • Surrogacy and Adoption Reimbursement
  • Financial
    • 401(k) Plan
    • Flexible Spending Account (FSA)
    • Health Savings Account (HSA)
    • Equity Plus Plan
    • Employee Pricing
    • UBS Financial Wellness
    • Short and Long Term Disability
    • Critical Illness Insurance
    • Basic Life Insurance
    • Supplemental Life Insurance
    • Spouse/Partner Life Insurance
    • Dependent Life Insurance
    • Tuition Assistance Program
    • Group Legal Plan
    • Accidental Death & Dismemberment Insurance

Some of their benefits also include the following:

  • Headspace
  • Bereavement Leave
  • Rethink Benefits
  • Work/Life Assistance Program
  • Flexible Work Arrangements
  • Americas Warrior Partnership

Please note that the full list of benefits available to new employees varies from location to location due to differences in local laws, regulations, and customs – and may change at any time.

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details. You may also visit the link(s) provided below for more information and verification.”

  • https://www.glassdoor.com/Benefits/UBS-US-Benefits-EI_IE3419.0,3_IL.4,6_IN1.htm 

Your Benefits Resources (YBR) Website:

The YBR Web site is available 24 hours a day, seven days a week. YBR provides information, tools and calculators to help you:

  • Learn how your benefit plans work.
  • Understand the expenses and services that your options cover.
  • Build your own medical plan, selecting from various coverage options.
  • Compare health care and insurance options.
  • Estimate your out-of-pocket costs for your medical options.
  • Search for doctors, dentists, and eye doctors online using the criteria you enter.
  • Choose or change your beneficiary(ies).
  • Estimate your need for:
    • Life and long-term disability insurance coverage; and
    • A health care and/or dependent care spending account.
  • Get answers to questions about your benefits. Use the “Contact Us” link on the site to send a secure question to a Customer Service Representative.

Information on your health and welfare, 401(k), pension and FSA benefits. For example:

Health and welfare

  • View your current health and welfare benefits coverage
  • Make enrollment decisions


  • View your current 401(k) balance and change contributions
  • Make fund transfer and investment election changes


  • If you are eligible for a pension benefit:
    • View your pension information
    • Project your pension income
    • Start your pension
    • Make beneficiary designations and changes (if applicable)


  • Manage your FSA(s)

General Tasks:

  • Request a new User ID and password or change your existing User ID and password
  • Learn more about your benefits
  • Review, add or change your dependent or beneficiary information on file (if applicable)
  • Understand how a Life Event may affect your benefits

B.A.M. Recommendation:


“Please visit the official company website directly to verify all benefit options and details.”

This image has an empty alt attribute; its file name is icongearmanager-1-e1572620555362.pngManage Your Benefits Resources | YBR | UBS Financial Services Staff Member / Employee Account

Current Employees – Login / Sign in:

  1. Visit this link in your preferred internet browser on your device.
  2. Type in your User ID in the space provided.
  3. Type in your current Password in the space provided.
  4. Select the grey “Log on” button to proceed.
  5. You may now be able to manage your account online.

New Employees – Register / Enroll:

  1. Visit this link in your preferred internet browser on your device.
  2. Select the “Create Your User ID” link that may be found on top of the page.
  3. Type in the last four (4) digits of your SSN in the space provided.
  4. Enter your Date of Birth in the spaces provided.
  5. Select the blue “Continue” button to proceed.
  6. Continue to move forward and provide every important information that is asked of you to create a new account online.
  7. You will be directed to your account details where you may start to manage or review as soon as your registration has been successfully completed.

If you need help, Customer Service Representatives can answer your questions or help you enroll at the phone number provided at the start of this article.

Other helpful links:

  1. https://digital.alight.com/ubs
  2. https://leplb0460.upoint.alight.com/web/ubs
  3. www.ybr.com/ubs
  4. https://www.ybr.com/ubs

Helpful PDF links:

Awards for UBS Financial Services:

  • World’s Best Bank for Wealth Management – Euromoney’s Annual Awards for Excellence, 2020
  • Best Places to Work for LGBT Equality – Human Rights Campaign, 2020
  • Top 50, World’s Most Attractive Employers – Universum, 2020
  • Top 30, Employers for Working Families – Working Families, 2019