Employee Benefits May Include the following:

401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts (FSAs), Health Savings Account (HSA), Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc…

EMC Insurance Companies YBR Benefits Center Phone Number:

For questions or inquiry, please contact HumanResources@emcins.com

Company Summary:

EMC Insurance Companies has stood the test of time with more than 100 years in the business. They offer complete protection, superb service plus financial security to their policyholders, agents, and team members.

EMC started off in 1911 as an organization of business people who give workers’ compensation coverage to manufacturers in Iowa. Currently, EMC is among the top 60 insurance organizations in the United States. EMC sells property and casualty insurance exclusively through independent insurance agencies in over 40 states.

As they started in 1911, they were named as Employers Mutual Casualty Association and provided workers’ compensation insurance for their members. They started selling automobile insurance in 1920 and soon changed their name to Employers Mutual Casualty Company. By the late 1920s, the company was licensed to sell insurance in Iowa, Nebraska, Missouri, and Kansas. EMC celebrated their 60th anniversary with the opening of a their 10-story office building in downtown Des Moines in Iowa and is now licensed to offer insurance in all 50 states.

EMC understands that their customers are choosing more than a product or a service, but they’re choosing the people as well. Team members are recognized by giving them a competitive advantage over other companies, which is why they work hard to hire and retain the best people by engaging, developing, and rewarding team members.

Quick Summary of Benefits:

  • Health and Well-Being
    • Medical Insurance
    • Dental
    • Vision
    • Health & Wellness Programs
  • Financial Security
    • 401(k) Savings Plan
    • Pension Plan
    • Life Insurance
    • One EMC Bonus Plan
    • Flexible Spending Account
    • Group Term Life Insurance
    • Optional Insurance Plans
    • Disability Insurance
    • Military Differential Pay
    • Group Disability Income Insurance
    • Group Term Life Insurance
    • Workplace Term Life Insurance
    • Workplace Whole Life Insurance

Some of their benefits also include the following:

  • Paid Time Off (PTO)
  • Paid Holidays
  • Volunteer Time Off (VTO)
  • Volunteer Opportunities
  • Activities
  • Employee Assistance Program
  • Adoption Benefit

Please note that the full list of benefits available to new employees varies from location to location due to differences in local laws, regulations, and customs – and may change at any time.

Your Benefits Resources (YBR) Website:

The YBR Web site is available 24 hours a day, seven days a week. YBR provides information, tools and calculators to help you:

  • Learn how your benefit plans work.
  • Understand the expenses and services that your options cover.
  • Build your own medical plan, selecting from various coverage options.
  • Compare health care and insurance options.
  • Estimate your out-of-pocket costs for your medical options.
  • Search for doctors, dentists, and eye doctors online using the criteria you enter.
  • Choose or change your beneficiary(ies).
  • Estimate your need for:
    • Life and long-term disability insurance coverage; and
    • A health care and/or dependent care spending account.
  • Get answers to questions about your benefits. Use the “Contact Us” link on the site to send a secure question to a Customer Service Representative.

Information on your health and welfare, 401(k), pension and FSA benefits. For example:

Health and welfare

  • View your current health and welfare benefits coverage
  • Make enrollment decisions


  • View your current 401(k) balance and change contributions
  • Make fund transfer and investment election changes


  • If you are eligible for a pension benefit:
    • View your pension information
    • Project your pension income
    • Start your pension
    • Make beneficiary designations and changes (if applicable)


  • Manage your FSA(s)

General Tasks:

  • Request a new User ID and password or change your existing User ID and password
  • Learn more about your benefits
  • Review, add or change your dependent or beneficiary information on file (if applicable)
  • Understand how a Life Event may affect your benefits

This image has an empty alt attribute; its file name is icongearmanager-1-e1572620555362.pngManage Your Benefits Resources | YBR | EMC Insurance Staff Member / Employee Account

Current Employees – Login / Sign in:

  1. Visit this link in your preferred internet browser on your device.
  2. Type in your User ID in the space provided.
  3. Type in your current Password in the space provided.
  4. Select the grey “Log on” button to proceed.
  5. You may now be able to manage your account online.

New Employees – Register / Enroll:

  1. Visit this link in your preferred internet browser on your device.
  2. Select the “New user?” link that may be found below the “Forgot User ID or Password” link.
  3. Type in the last four (4) digits of your SSN in the space provided.
  4. Enter your Date of Birth in the spaces provided.
  5. Select the blue “Continue” button to proceed.
  6. Continue to move forward and provide every important information that is asked of you to create a new account online.
  7. You will be directed to your account details where you may start to manage or review as soon as your registration has been successfully completed.

If you need help, Customer Service Representatives can answer your questions or help you enroll at the phone number provided at the start of this article.

Other helpful links:

  1. https://digital.alight.com/emc
  2. https://leplb0460.upoint.alight.com/web/emc
  3. www.ybr.com/emc
  4. https://www.ybr.com/emc

NOTE: As of April 30th, 2021 these links were retired. Please log into Workday to view all HR information going forward.

  1. Visit this link in your preferred internet browser on your device.
  2. Type in your User ID in the space provided.
  3. Type in your Department in the space provided.
  4. Type in your current Password in the space provided.
  5. Select the orange “Log in” button to proceed.
  6. You may now be able to manage your online benefits account.


Helpful PDF links:

Awards for EMC Insurance:

  • Best Property/Casualty Insurer – Business Record, 2020
  • innovationLEADER of the Year Award – innovationIOWA Magazine, 2020
  • Regional Award of Merit for Innovations in Sustainability – US Green Building Council, 2019