Employee Benefits May Include the following:


401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401(k), Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts (FSAs), Health Savings Account (HSA), Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc…

Discover Financial Services YBR Benefits Center Phone Number:

844-DFS-myHR (844-337-69470

myHR Service Center

8 a.m. to 6 p.m. Central Time, Weekdays

Company Summary: Discover Financial Services is a financial services company in the US that owns and operates Discover Bank, which provides checking as well as savings account, personal loans, student loans, home equity loans, and credit cards. Discover Financial Services also owns and operated Discover and Pulse networks, and owns Diners Club International. Discover Card is one of the largest credit card brands in the US with nearly 50 million cardholders. Discover may be located in Riverwoods, Illinois.

Discover’s history began in 1981 when Sears purchased the Dean Witter Reynolds brokerage firm organization and Coldwell, Banker & Company as an effort to include financial services to their portfolio of customer services. But Sears realized several years later that having a one-stop financial services center in Sears stores was not as successful as they had hoped. In 1993, Sears sold off its financial services branch as a new independent publicly traded company called Dean Witter, Discover & Co. with Dean Witter Reynolds in charge. After several name changes in 1995 to 1999, the company rebranded itself as Discover Financial Services, Inc. and the Discover Network log replaced the old brand’s logo.

Discover strives to lead digital bank and payment services. They have a mission to assist people in spending smarter, managing debt better, and saving more to achieve a brighter financial future.

Quick Summary of Benefits:

As of 2017, they have a record of more than 15,000 employees in their organization.  Their employees may join in a wide selection of benefit programs as soon as they become eligible.  They may be eligible to the following benefits once they are qualified:

  • Health
    • Medical Options
    • Dental Options
    • Vision Options
    • Health Care Reform
    • Supplemental Benefits
    • Health Savings Account
    • Prescription Drug Plans
    • Flexible Spending Accounts
    • Health Reimbursement Account
  • Life
    • Life Insurance
    • Disability Insurance
    • Accidental Death & Dismemberment Insurance (AD&D)
  • Retirement
    • 401(k)
    • 401(k) Contributions
    • Edelman Financial Engines
    • Employee Stock Purchase Plan

Some of their benefits also include the following:

  • On-site Benefits
  • Voluntary Benefits
  • Special Death Benefits
  • Family Benefits
  • Discounts
  • Pet Insurance
  • Legal Assistance Program
  • Commuter Benefits
  • Education Assistance
  • Leadership Development
  • Professional Development
  • Group Auto & Home Insurance
  • Health Clinics
  • Fitness Centers
  • WW Workshops
  • Healthy eating Program
  • Emotional Health Counselors
  • Annual Health Evaluation& Flue Shot

Please note that the full list of benefits available to new employees varies from location to location due to differences in local laws, regulations, and customs – and may change at any time.

B.A.M. Recommendation:

“Please visit the official company website directly to verify all benefit options and details. You may also visit the link(s) provided below for more information and verification.”

Your Benefits Resources (YBR) Website:

The YBR Web site is available 24 hours a day, seven days a week. YBR provides information, tools and calculators to help you:

  • Learn how your benefit plans work.
  • Understand the expenses and services that your options cover.
  • Build your own medical plan, selecting from various coverage options.
  • Compare health care and insurance options.
  • Estimate your out-of-pocket costs for your medical options.
  • Search for doctors, dentists, and eye doctors online using the criteria you enter.
  • Choose or change your beneficiary(ies).
  • Estimate your need for:
    • Life and long-term disability insurance coverage; and
    • A health care and/or dependent care spending account.
  • Get answers to questions about your benefits. Use the “Contact Us” link on the site to send a secure question to a Customer Service Representative.

Information on your health and welfare, 401(k), pension and FSA benefits. For example:

Health and welfare

  • View your current health and welfare benefits coverage
  • Make enrollment decisions


  • View your current 401(k) balance and change contributions
  • Make fund transfer and investment election changes


  • If you are eligible for a pension benefit:
    • View your pension information
    • Project your pension income
    • Start your pension
    • Make beneficiary designations and changes (if applicable)


  • Manage your FSA(s)

General Tasks:

  • Request a new User ID and password or change your existing User ID and password
  • Learn more about your benefits
  • Review, add or change your dependent or beneficiary information on file (if applicable)
  • Understand how a Life Event may affect your benefits

B.A.M. Recommendation:


“Please visit the official company website directly to verify all benefit options and details.”

This image has an empty alt attribute; its file name is icongearmanager-1-e1572620555362.pngManage Your Benefits Resources | YBR | Discover Financial Services Staff Member / Employee Account

Current Employees – Login / Sign in:

  1. Visit this link in your preferred internet browser on your device.
  2. Type in your User ID in the space provided.
  3. Type in your current Password in the space provided.
  4. Select the grey “Log on” button to proceed.
  5. You may now be able to manage your account online.

New Employees – Register / Enroll:

  1. Visit this link in your preferred internet browser on your device.
  2. Select the “New user?” link that may be found below the “Forgot User ID or Password” link.
  3. Type in the last four (4) digits of your SSN in the space provided.
  4. Enter your Date of Birth in the spaces provided.
  5. Select the blue “Continue” button to proceed.
  6. Continue to move forward and provide every important information that is asked of you to create a new account online.
  7. You will be directed to your account details where you may start to manage or review as soon as your registration has been successfully completed.

If you need help, Customer Service Representatives can answer your questions or help you enroll at the phone number provided at the start of this article.

Other helpful links:

  1. https://digital.alight.com/discover
  2. https://leplb0460.upoint.alight.com/web/discover
  3. www.ybr.com/discover
  4. https://www.ybr.com/discover

Helpful PDF links:

Awards for Discover Financial Services:

  • Top Workplace – Chicago Tribune, 2020
  • 2020 Top Companies for Women Technologists – AnitaB.org
  • Most Trusted Financial Companies – Investor’s Business Daily